Opting out of pension commitments

Optimisation potential with reduction of risk

Strengthen your company's balance sheet and book your business's pension commitments with a debt-discharging effect. This allows your company's balance sheet to be reduced by the amount booked as provisions.



    • Better ratings compared to competition and with investors as a result of improved equity ratio
    • Improved borrowing capabilities from banks (Basel II) as a result of improved equity ratio
    • Balance sheet reduction
    • Easier arrangement of corporate succession
    • No difficulties with regard to the sale of the company because of pension commitments
    • Financing of pension commitments not linked to fate of the company
    • Outsourcing of capital investment risks as well as biometric risks (longevity and death)